University of California San Diego Millennials Financial Capability Discussion

A recent study by the FINRA Investor Education Foundation (Links to an external site.) found that Millennials (people born between 1980 and 2000 or so) are more financially vulnerable and face more financial challenges than people of other generations. Specifically, the study found that Millennials face more challenges in budgeting, planning, managing financial products, and decision-making. Please read a summary of the study results at this link (Links to an external site.), then address the following questions in your post to this discussion:

Why do you think the study found that Millennials have a more difficult time making ends meet, planning ahead, or managing financial products like credit cards? Is there something about the experience of this generation that makes these tasks more difficult than they are for other generations?
Do you think there are fewer sources of unbiased financial education available to Millennials than there have been for past generations? If so, why do you think that is the case?
What do you think is the most important step for a Millennial to take in order to overcome some of these financial challenges?
Are you a Millennial? If so, do you think this study is accurate? Why or why not?

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